Disclaimer:

The following privacy statement is provided for general informational purposes only and does not constitute legal advice. It is supplied without any warranties or guarantees of any kind, either express or implied. You are strongly advised to consult with a qualified legal professional to review and tailor this statement to ensure it complies with applicable laws and regulations before using it in any official capacity.

Your Privacy Is Important

Get Employed Pty Ltd t/a Lifte Loans, understands that the details you provide us with are not only private and personal but that how we collect, use, hold, exchange and protect your information is important to you. It’s imperative that you feel secure whenever you deal with us. It’s also important that you understand how we protect your privacy, as well as how, when and where we may use your personal information. This Privacy Policy is our commitment to you on what our policies towards your privacy are. You can be confident in the fact that we abide by and are bound by the Privacy Act and the Australian Privacy Principles (APPs) for the protection of personal information.

What Information Do We Collect?

We collect personal information. Personal information means any information or opinion about you as an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not, and whether the information or opinion is recorded in a material form or not. For example identity and contact details, marital status and financial information.

We may also collect sensitive information for specific purposes. For example, information about your health to enable the credit provider to assess an application you make for mortgage protection insurance and calculate any premiums. If we need this type of information, we will ask for your consent.

How Do We Collect Your Personal Information?

We will always aim to collect your personal information directly from you. If for some good reason, we are unable to do so, we may involve another organisation. For example, we may need to request a credit report from a credit reporting body. Before doing so or prior to collecting the information we need, we will inform you of the type of organisations we intend to disclose your personal information to. We may also collect your personal information through third parties who undertake the collection on our behalf.

Why Do We Collect Your Personal Information?

We collect and receive personal information from you or from other business referrers in order to conduct our business so that we can:

1. Submit your application for credit to a supplier;

2. Identify and tell you via direct marketing communications about other products or services offered by us or a third party that may interest you (unless you tell us not to);

3. Administer our customer relationships;

4. For internal purposes, including for reporting and analytical purposes;

5. Meet our legal and regulatory reporting obligations;

6. Establish a customer marketing program;

7. System development testing purposes;

8. Any other purpose related to the above.

Direct Marketing

As stated above, we may use the information we gather to provide you with targeted communications about products and services we think will be of interest to you. We may also send you details of offers or services provided by our business partners and related entities. These direct marketing offers and promotions are designed to make your life easier, not harder.

You may at any time choose not to receive these communications. Doing so will not cost you anything, and we commit to ensure you stop receiving any unwanted communications as soon as possible. If you do not want to receive such marketing communications, please write to us at:

The Privacy Manager

Lifte Loans

PO Box 26

Hamilton Central QLD 4007

How Do We Protect Your Information?

We take steps to protect personal information from misuse, interference, loss and unauthorised access. Some of these steps include physical security such as locks and access control to our premises and computer security including requiring passwords and other security measures for accessing our systems and databases, as well as having information security policies that our staff and business partners must follow.

You can also help us keep your personal information secure by ensuring that any password you use to access our systems is kept strictly confidential and by logging off when you have finished using a shared computer. We will not be responsible for any access or change made to your personal information occurring as a result of you disclosing your password to a third party or through any unauthorised access.

Do We Send Your Information Overseas?

We share your information with our service providers who use cloud servers located overseas to store your information, and our related entities overseas perform operational or administrative services on our behalf. Countries we may send personal information to include New Zealand, India, Philippines, the United States, the United Kingdom and countries in the European Union. These countries have laws that protect privacy offering similar standards of privacy protection to Australia.

If you are considering employment with us, we may share your information with our related entities in New Zealand.

Why Do We Exchange Your Information With Another Organisation?

As a Mortgage Broker, we provide you with products and services through our Accredited Broker network. That means we partner with other organisations who provide and support the products and services we offer. In order to submit your application to a supplier for consideration, one of our Accredited Brokers will need to provide such supplier with the personal information you have provided.

As you will appreciate, in certain circumstances we may be compelled by law to disclose your personal information to various authorities. For instance, we may be required under the Anti Money Laundering and Counter-Terrorism Financing Act to disclose details of financial transactions and we may also be compelled under tax laws to provide such information to regulators.

Other organisations which we may exchange your personal information with may include:

1. Credit providers;

2. Credit reporting bodies;

3. Government and law enforcement agencies;

4. Our suppliers, associates, service providers or contractors;

5. Any person who proposes to guarantee or has guaranteed repayment of any credit

provided to you;

6. Mortgage insurers, brokers, originators and/or managers, financial consultants, accountants, lawyers or real estate agents;

7. Third parties to enable them to contact you to offer their products and services or to determine if you would be interested in the products and services; and

8. Any person considering acquiring or taking an interest in our business.

Before we disclose any of your personal information to any other organisation, we will take reasonable steps to ensure that:

Before we disclose any of your personal information to any other organisation, we will take reasonable steps to ensure that:

1. The organisation has the same commitment as us to the protection of your personal information; and

2. You have consented to us doing so.

How Can You Access Your Information?

As stated above, we may use the information we gather to provide you with targeted communications about products and services we think will be of interest to you. We may also send you details of offers or services provided by our business partners and related entities. These direct marketing offers and promotions are designed to make your life easier, not harder.

You may at any time choose not to receive these communications. Doing so will not cost you anything, and we commit to ensure you stop receiving any unwanted communications as soon as possible. If you do not want to receive such marketing communications, please write to us at:

What If Your Information Is Inaccurate?

If you request, or if we believe that the personal information we hold about you is inaccurate, out-of-date, incomplete or misleading, we will take reasonable steps to correct your information. If we refuse correction we will advise you in writing of our reasons for doing so and the mechanisms available for you to make a complaint.

You may make a request for access or correction by contacting our Privacy Officer using the details below.

The Privacy Manager

Lifte Loans

PO Box 26

Hamilton Central QLD 4007

Security And Storage Of Your Personal Information

By law, we are required to hold certain information about you, even after you are no longer a customer. When your information is no longer needed or required to be held by law, it will be destroyed or de-identified.

Online Security

Our website uses encryption techniques to enhance your privacy and security when using our website

Making A Complaint

We are committed to providing applicants, customers, and other parties whose personal information we hold, a fair and responsible system for the handling of their complaints. If at any time you have any complaints in relation to privacy, please contact our Privacy Officer at one of the points referred to in this policy.

If we are unable to resolve your complaint to your satisfaction you may refer your concerns to the Australian Financial Complaints Authority (AFCA) or the Office of the Australian Information Commissioner (OAIC).

How to contact the AFCA

GPO Box 3

Melbourne VIC 3001

1800 931 678

Compliments & Concerns

We always work hard to build strong and lasting relationships with our valued customers. By listening to your feedback, not only can we address any immediate concerns you may have, we will also continually improve our products and services.

We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.

Compliments

Our representatives are always delighted to know that they have succeeded in making your experience a pleasant and successful one. If one of our representatives has provided you with exceptional service in any way, please let us know using the details below, so that we can further encourage them via this feedback process.

Concerns

If, for any reason, you do not feel that you have received the highest standard of care from us, we likewise encourage you to share this with us. We have developed a process that we believe makes it easy for you to tell us of your concerns and for them to be addressed quickly and fairly.

If you choose to contact us by mail or email, please make sure you provide as much detail as possible about your complaint.

Contact Details:

The Privacy Manager

Lifte Loans

PO Box 26

Hamilton Central QLD 4007

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Location

  • 320 Adelaide Street, Brisbane City QLD 4000

    (Appointments only)

Get Employed Pty Ltd t/as Lifte Loans | ACN 658 609 922 | Brisbane, QLD

Credit Representative No. 565683 of National Mortgage Brokers Pty Ltd ACN 093 874 376, Australian Credit Licence 391209

© 2025 Lifte Loans. All rights reserved.

Disclaimer: The information provided on this website is general in nature and does not constitute financial advice. It should not be relied upon as a substitute for tailored financial or legal guidance. Before making any financial decisions, consider your personal circumstances, goals, and objectives. We recommend seeking independent legal and financial advice where appropriate.

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