Home & Investment Loans
Your Property Goals, Fully Covered
Comprehensive Lending for Home Buyers & Property Investors
From your first home to your next investment property, we've got a loan solution that fits. Whether you're building, refinancing, or consolidating debt, our personalised guidance and access to 30+ lenders makes the journey smooth and stress-free.
Common Challenges Home & Investment Borrowers Face
Understanding complex options like fixed vs. variable rates, interest-only vs. principal & interest.
Confusion about eligibility for first-home schemes or investment borrowing.
Rejection due to poor loan structure, high commitments, or missing documents.
Not knowing where to start with refinancing or construction loans.
Most clients come to us unsure where to begin. These are the issues we solve every day.
How We Help
First Home Buyers – Explore low deposit options and access government incentives.
Investment Loans – Get lender-matched solutions and maximise borrowing potential.
Refinance & Debt Consolidation – Switch to better rates or simplify multiple debts.
Construction & Renovation Loans – Finance builds or major upgrades with the right structure.
Low-Doc Options – Support for self-employed or applicants with non-standard income.
So you can feel confident, supported, and on track toward your goals.
Ready to take the next step? Book your free consultation or start your application today.
Home Loan FAQs
How much deposit do I need for a home loan?
Most lenders require a 5% to 20% deposit, but government schemes can help reduce this requirement.
Can I get a home loan with bad credit?
Yes! We work with lenders that offer solutions for borrowers with different credit histories.
Should I get pre-approved before house hunting?
Yes! Pre-approval gives you a clear budget and strengthens your offer when buying.
How long does the home loan approval process take?
Depending on the lender, it typically takes between 2-4 weeks.
Can I refinance my home loan to get a better rate?
Absolutely! We help clients refinance to secure lower rates and better terms.
Can I use equity to buy another property?
Yes. We help you access equity through refinancing to fund your next purchase or renovation.
What’s the difference between investment and owner-occupied loans?
Owner-occupied loans are for your residence. Investment loans are for properties you rent out, often with higher rates and different tax implications.
Let’s help you move into your new home, investment property or next stage of life.
Ready to take the next step? Book a Call or Begin Online to get started today.
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