SMSF Loans

Invest Through Your Super with ConfidenImagece

Specialist Lending for Self-Managed Super Funds

We simplify the process of borrowing through your SMSF to invest in residential or commercial property, with expert guidance every step of the way.

Common Challenges

Complex structures and limited lender options.

Confusion around borrowing rules and setup.

Long processing times due to trust structures and documentation.

Most clients are unsure where to start with SMSF lending—we’re here to guide every step.

How We Help

Pre-Approval Guidance – We help you understand your borrowing power and obtain pre-approval so you can invest with confidence.

Lender Access – We connect you with SMSF-friendly lenders.

Residential & Commercial Property – Borrow for property investments inside your fund.

Coordinated Approach – We work with your accountant, solicitor, and adviser.

Long-Term Support – Reviews, refinances, and future top-ups made easy.

So you can grow your super with confidence and clarity.

Book a consultation today and take the next step toward SMSF investing.

SMSF Loan FAQs

Can I borrow through my SMSF to buy a property?

Yes, SMSFs can borrow to purchase residential or commercial properties, subject to strict lending and regulatory requirements.

Do I need a corporate trustee to get an SMSF loan?

Most lenders require your SMSF to have a corporate trustee structure to be eligible for borrowing.

How much can my SMSF borrow?

LVRs vary by lender, but most allow up to 70%–80% for residential and 65%–75% for commercial property purchases.

What can I buy with an SMSF loan?

You can buy investment properties, including residential or commercial, as long as they meet the sole purpose test and ATO guidelines.

Can I live in a property bought through my SMSF?

No. SMSF properties must be for investment purposes only and cannot be used by members or related parties.

Do you help with loan structures and trust documentation?

No, we don’t set up SMSFs, but we work closely with your accountant or adviser throughout the loan process.

What documents do I need for an SMSF loan?

You’ll need a bare trust deed, SMSF trust deed, financials, ATO compliance history, and contract of sale.

Take control of your super with a smarter way to invest in property.

Have questions? Book a Call or Begin Online to see what’s possible.